AE reaches half a million employers but many more still to sign up, TPR
There are now 503,178 employers set up for auto-enrolment, but almost twice as many have yet to meet their duties, latest figures from The Pensions Regulator (TPR) has shown. TPR said in the first...
View ArticlePension lifeboat: Protecting DB scheme members
Bernadette Lewis explains how the Pension Protection Fund works when an employer enters liquidation. The Pension Protection Fund (PPF) is sometimes referred to as the pension lifeboat, as it protects...
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Inquiry: Why aren’t ETFs taking off among advisers?
Open-ended funds are still the vehicle of choice for the retirement planning community, as this month’s RP Inquiry found. The exchange-traded fund (ETF) market is growing at a rapid pace thanks to the...
View ArticlePaul Darvill: Bulk SSAS take-overs are on the increase
Despite some recent negative publicity, says Paul Darvill, a well-run SSAS can be a valuable planning tool for a small business and there is still a significant requirement for this type of scheme. We...
View ArticleEmbark buys Charles Stanley pension business for initial £2m
Embark Group has today announced the acquisition of Charles Stanley’s pension business, EBS Management, in an initial £2m deal that takes the retirement solutions provider’s assets under administration...
View ArticleGovernment prepares to force providers to join pensions dashboard
Economic secretary to the Treasury Simon Kirby is exploring ways the government can force pension schemes to meet the pensions dashboard data standards, he has said. Unveiling the prototype dashboard...
View ArticleWomen and pensions: Closing the gender gap
Shorter working careers make the challenge of retirement saving even greater for women, as Sophie Ballard explains. Many people find it difficult to save enough for retirement. But competing...
View ArticleClare Moffat: Get ahead of the game with a pension savings statement
The annual allowance is a complex part of pensions advice but, explains Clare Moffat, a client’s pension savings statement (PSS) can be the key to successful forward planning. Many advisers will be...
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Bob Champion: Has Cridland just made the case for holistic retirement advice?
A single picture from John Cridland’s Independent Review of the State Pension Age contains a very important message, believes Bob Champion. Pension experts maintain someone on average earnings should...
View ArticleElection 2017: Advisers shrug off concerns over impact on pension policy
Advisers have dismissed concerns a snap General Election on 8 June would yet again ‘throw pension policy up in the air’. Prime Minister Theresa May announced her decision to call for a General Election...
View ArticleLegacy vs care costs: Is there a conflict?
Paul Wilcox analyses whether high care home fees prevent people passing wealth to their children. Getting older happens to us all, but the potential expense of older age can vary enormously. Research...
View ArticleMartin Jones: Will LISA go the way of the iPad or Minidisc?
With the LISA’s 6 April launch date now past, it is decision time for savers and advisers but, wonders Martin Jones, just where will the product sit in savers’ and advisers’ list of priorities? A few...
View ArticleYoung workers need £131 per month for comfortable retirement – Which?
Savers aged 20 need to put away £131 every month into a defined contribution (DC) pension to achieve a £26,000 annual income in retirement, research from Which? has said. The figure rises to £198 for...
View ArticleHenry Cobbe: The upside-down world of decumulation investing
In the first of a new series on different aspects of the decumulation phase of retirement planning, Henry Cobbe argues liability-relative investing may be complicated but the key questions for...
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‘Confused’ pension savers plead for no more changes
Sponsored content On the second anniversary of the pensions freedoms reforms, retirement savers say they are confused by the rules and want no more changes, according to new independent research from...
View ArticleAussie rules: Taking pension freedom lessons from Australia
In a recent Retirement Planner article, I considered sustainable withdrawal rates and the staggering lack of useful data on consumer behaviour following the introduction of the pension freedom in April...
View ArticleAegon calls on FCA to start DB transfer consultation ‘urgently’
The regulator should begin its consultation on defined benefit (DB) transfers “urgently” to avoid potential consumer detriment, Aegon pensions director Steven Cameron has urged. The Financial Conduct...
View ArticleKim North: Why advisers should be considering DB transfer opportunities
Regulations need to be pitched at the right level to incentivise financial advisers to work with DB transfer clients because, says Kim North, if advisers won’t give transfer advice, who will? With the...
View ArticlePM defends Tories’ record on pensions
Theresa May has defended her party’s record on pensions when pressed on the matter by a BBC reporter although, in doing so, she made no mention of the controversial triple lock policy. Speaking at a...
View ArticleDB transfers increase 166% in Q1 – Xafinity
The number of defined benefit (DB) pension transfers ‘skyrocketed’ in Q1, according to the latest research from Xafinity, which reported a 166% increase year on year. The research found the number of...
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