RP case studies: Using flexible expression of wishes to avoid death benefits...
The Situation Graham’s client Bryony has asked if they can meet to discuss the expression of wishes on Bryony’s SIPP. Bryony is 76 and divorced. Her current expression of wishes names her only son,...
View ArticleGareth James: Should we be encouraging drawdown savers to take a Pension Wise...
It’s seemed over the last few years that the higher the profile of a current event, the greater has been the polarity in opinions offered up to the general public. Whether the topic has been Brexit,...
View ArticleLisa Webster: Flexibility key for self-employed savings
The latest Financial Resources survey from the DWP showed that in the 2019/20 financial year only 18% of working-age adults that were self-employed were participating in a pension. This is compared to...
View ArticleStephen McPhillips: Why SSAS remains a popular choice
As regular readers of my articles will be aware, small self-administered schemes (SSAS) have been around for decades. Once the ground rules were laid down in 1979, and more products were launched onto...
View ArticleJessica List: Four questions to ask your provider about death benefits...
The death benefits rules for defined contribution pensions offer scope for a lot of creativity when it comes to planning how to pass any remaining benefits to a client’s beneficiaries. However,...
View ArticleChris Jones: It’s not unusual
“You’ve got to think for yourselves! You’re ALL individuals!” said Brian. “Yes! We’re all individuals!” said the crowd. “You’re all different!” said Brian. “Yes! We ARE all different!” said the crowd...
View ArticleAndrew Megson: Property or pension investment?
In the current economic climate, many individuals might be left feeling short-changed. In an environment where high inflation and low interest rates is chipping away at the buyer power of savers’...
View ArticleRP case studies: Ill-health early retirement
The Situation Julia is 51. She has suffered from osteoarthritis since her early 40s, which has gradually been making it harder for her to continue running her boutique clothing store. Julia has been...
View ArticleChris Read: Onwards and upwards
It’s a busy time indeed for headhunters and recruitment agents alike. Demand is outstripping the supply of talent, and I’m not just talking about the scarcity of HGV drivers now. As the hybrid...
View ArticleThank you and goodbye from Retirement Planner
Retirement Planner is, itself, retiring on Thursday 15 October 2021. The much-loved title, in operation since 2004, is closing its doors this week but, dear readers, you will find all the best...
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