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Tackling investor bias: Use the right tool for the job
SPONSORED CONTENT RP Forum speaker Alexander Boni, from Russell Investments, shared insights into investor bias in client portfolios and discussed effective ways advisers can help protect investors...
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Income generation: Is 4% still the magic number?
SPONSORED CONTENT Colin Brockman, head of retail distribution at Investec Structured Products, used his RP Forum presentation to discuss whether a 4% decumulation withdrawal rate is still relevant, and...
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On target: Long-term investment strategies in a changing pension world
SPONSORED CONTENT Delegates at the RP Forum learned about the benefits of target retirement funds from Vanguard Asset Management investment strategist Todd Schlanger. RP followed up with him after the...
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The beautiful game: When pensions and football collide
Football, love it or hate it, it forms part of our lives. It dominates the back pages of the papers and more often than not creeps onto the front pages too. This year it even managed to find itself in...
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NEST faces big changes in wake of pension freedom
The National Employment Savings Trust (NEST) could face major reforms under plans laid out in a government consultation, including providing decumulation services for members. The Department for Work...
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CII launches new starter life and pensions exam
The Chartered Insurance Institute (CII) has launched a life and pensions-focused qualification aimed at people in the first stages of their financial services careers. It said the course, developed in...
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Ros Altmann vows to tackle low earners’ pension contribution ‘injustice’
Pensions minister Ros Altmann has pledged to address the “major injustice” caused by net pay arrangements (NPA) that cut lower earners’ pension contributions by up to 25%. Speaking at the Headlinemoney...
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Driving force: Pension dashboard on target for consumer success
The pensions dashboard has the potential to be one of the most influential projects to be implemented in the retirement space. The effect a dashboard could have on people’s personal financial...
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Pension freedom to fuel long-term advice demand, research finds
Four-fifths of financial advisers have seen an increase in enquiries linked to pension freedom-related advice, according to research. Two-thirds (68%) of the 98 intermediaries who responded to the...
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Digital disruption: Why platforms must sit up and take notice
From Kodak to Blockbuster, big companies that failed to innovate have been swept aside by tech challengers. Digital disruption is a feature of our times – and platforms should take heed. Since the...
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All in the details: Death benefit wishes must be crystal clear
The flexibilities and reduced taxation opened up by the relaxation of the rules surrounding the payment of death benefits from registered pension schemes has created a huge planning opportunity for...
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Totally clueless? Why joint general investment accounts store up trouble
Last week, I had one of these disturbing conversations with an adviser who was most put out that James Hay did not offer a joint general investment account (GIA). His clients, both retired, had a large...
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Brexit silver lining: Let the pension innovation begin
As the financial markets are being buffeted in the wake of the dramatic Brexit referendum vote it is easy to feel concerned, even despondent. It is fair to say that the vote went against the wishes of...
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Shopping around: What the FCA learned from its annuity experiment
Carefully designed prompts can have a significant impact on consumer behaviour and encourage retirees to shop around when buying an annuity, an experiment run by the regulator has concluded. The...
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Firms’ Pensions Wise signposting oversight ‘inadequate’, FCA finds
The way financial services firms oversee their signposting to guidance from Pension Wise is ‘inadequate’, according to the findings of a review from the Financial Conduct Authority (FCA). The...
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FCA launches non-advised drawdown probe amid consumer protection concerns
The Financial Conduct Authority (FCA) is to further examine the non-advised drawdown market amid concerns consumers are not making well-informed decisions on higher-risk products. The regulator will...
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Damian Green named work and pensions secretary
Damian Green has been named work and pensions secretary in Theresa May’s cabinet following the resignation of Stephen Crabb. Green has been MP for Ashford since 1997 was minister of state for police...
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Standard Life launches streamlined pension transfer tool
Standard Life has launched a tool to help advisers cut time and money in their work on pension transfers amid an increased popularity of the service. The provider has launched a suite of materials to...
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Steve Webb: ‘No benign stability’ for financial services under Brexit govt
Ex-pensions minister Steve Webb has argued that the financial services sector will see no “benign stability” during the next parliament because the government’s focus will be on cutting costs. Webb, a...
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Suffolk Life buys insolvent SIPP provider EPM
Suffolk Life has bought self-invested personal pension (SIPP) provider European Pensions Management (EPM) which went into administration in June. EPM, established in 2001, went into the special...
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